While working in my basement, I often don’t hear the soft fingered taps on my front door. Fortunately, I have two dogs who alert me when someone is at the front door. The conversation with local storm chaser roofing companies is almost always the same. They appear out of the brush whenever a few marbles of hail descend upon the Colorado roof tops along the Front Range. Not to take anything away from the damage that hail can do to a roof, there is sufficient evidence that Colorado’s high winds, violent thunderstorms and golf ball sized hail can put a dent in just about anything, but when it comes to salespeople pandering on my front porch, I am always well-armed with questions. Of course it helps that I work with legitimate roofers and thus can tell the difference.
A common practice by both legitimate (as far as I can tell) and non-legitimate roofing companies is to offer “deductible free” roofing. In other words, they offer a free roof by covering your insurance deductible. This is a bit of a gray area as to legality and ethical behavior. While we all understand the free market opportunists, we must also consider who will be at fault if something someone else does on our behalf is illegal. So is a free deductible roof legal? Good question.
As a homeowner, you have a contract with your insurance provider that should cover you for damage to your roof from hail, wind, snow, tornadoes and etcetera. As part of your insurance, you pay a premium which is in part calculated with a deductible in mind. Your agreement is between you and the insurance provider (and not between the roofer and your insurance provider). Here lies the first question, “How does the roofer guy at the door know what my insurance provider will allow?” Simply stated, they don’t know and they are playing on your ignorance. When a roofing company suggests that they will cover your deductible or exchange your deductible for advertising (putting a sign on your lawn), they are walking a fine line of ethical behavior.
First of all, in order to cover the full expense of the roof, the roofer must fib a little on the insurance claim (which they are more than happy to do for you), so ask the question – “How do you get the insurance company to cover the deductible?” They will have a nice song and dance prepared about how “everyone does it” and “it’s a common thing” and “no-one ever says anything about it”. All of these statements could be true, but just because the roofers haven’t been caught, doesn’t make the practice legal. Fibbing on an insurance claim is fraud. Here’s the kicker – if the insurance company finds out, they will come after you – not the roofer. Remember, your insurance contract is between you and the insurance company. The roofer who completes your claim is simply an agent working on your behalf.
The exchange for advertising ploy is just a cover to make you feel good about scamming the insurance company, and let’s face it, no-one likes insurance companies to begin with, so getting something for nothing seems reasonable. But at the end of the day, you have a piece of litter in the yard that tells everyone who put up your new roof. As a side note, if you agree to trade advertising for the cost of your deductible, the roofer may be able write off the advertising as a business expense and claim you as the recipient of the deductible amount (consequently your deductible just became income subject to taxes).
So why risk it? Obviously, it’s a personal choice on your behalf and a business choice on the behalf of the roofing contractor. But at the end of the day, the roofer has their money from the insurance company and you have a roof. If you’re lucky, nothing ever comes of it and you have successfully skirted the system. If you’re not lucky, who knows, maybe the insurance company will let you slide… or maybe they won’t.
Before you get on your roof – check your warranty – you wan to check any restrictions that may void your warranty.
Then talk with your renters/occupants and ask if they may have noticed any leaks.Walk the building , especially areas that are unoccupied, to check for leaks Check the interior by looking on the ceiling and walls for water stains.Walk around the building’s exterior to look for cracks in exterior masonry or pre-cast panels. These could be indications of a roof leak as well. If you find leaks or areas that might be leaks but that you can’t tell for sure, it’s probably a good idea to hire a consultant or roofing contractor to determine the extent of the damage.
Then, walk the roof to look for ripples or areas where may be ponding water. Look for any loose seams or any other obvious signs of distress. Take special care at the corners and edges, as most roof problems begin in these areas. Carefully inspect flashing and roof drains, and the area around any rooftop equipment.You will be looking for deterioration of the fascia, soffit and gutters\
As you do your roof inspection , it may be a good idea to take pictures. Also keep a file and write comments on each roof inspection. Make a sketch and mark potential issues.
Hiring a roofing contractor is an expensive decision. These are some recommendations for making it easier.
To begin with you want to be sure to hire a company who specializes in roofing. A general contractor can be great for a lot of different jobs but you want to go with a specialist for this one.
You also want to begin you research by checking into their reputation. Start with recommendations from friends.
Afterwards, go ahead and start looking up prospective Phoenix roofers on the Internet and the Better Business Bureau.
Be wary of anyone who gives you a quote over the phone. Instead they should come out to your house and take a good look before giving you a speculative figure.
You can also ask the business for photographs or locations of previous work they have done so that you can see what to expect from their craftsmanship.
A second thing to consider is what types of roofing materials will be used in your restoration or replacement. If you are simply having a portion of the roof repaired it is likely you want to find someone who will use a material as close or the same as that which is already in use on the rest of the roof.
With regards to repairing your roof, the quicker it could be done the higher. It isn’t safe residing in a home with a structurally unsound roof, and also this means you’re also forking out the cost to live elsewhere while it’s being repaired.
If, on the other hand, you are having all new roofing installed you want to find out the quality of the goods they are using and the price they are giving you.
4 Tips to Help Find a Roofing Contractor
How long has the company been in business? Have any complaints been lodged with the Better Business Bureau? If so, how well were those complaints handled? A reputable company will have many years of experience behind them and very happy customers to prove it.
Interview as many roofing contractors necessary. It’s important to be happy with the company and person you have chosen.
Do you believe you may need roof repair or roof replacement? Contact me to get a professional estimate.
Contractor insurance policies are for one year; and shady contractors have been known to modify the dates. Check carefully the dates on the Certificate of Insurance.
There are some materials that last longer or require less cleaning but these often cost more. It usually breaks down to the fact that the more you pay the less maintenance there will be and the longer you can go before you must replace it again.
Roofs are an under looked but extremely important part of ones home. It is our first defence against the elements and as a result can wear over time. Roofs have a long life span though and usually are only replaced when a roof failure is experienced but a new roof can be a smart investment in ones home if undertaken properly and compliments the rest of the structure. If your roof looks old and worn, there is generally no need for it to be replaced usually some sweat and hard work can restore it to beauty or better yet a little cash. But if you’re delaying replacing an old roof this can be a tricky situation. Whether to invest into a new one, or try to live it out is a hard toss up and not always easy to make if you are not financially well-off but professionals agree delaying it is not a solution. Often times it is better to undergo a replacement then to take the risk. This decision not only risks the health of your roof, but of other crucial structural parts of your home and in a worst case scenario the health of yourself or loved ones. Tragedies do happen and although unlucky it is always better to be safe than sorry. Here are some potential signs to look out for to ensure you are maintaining a safe and good looking roof:
Shingle tabs are cupped or shingle edges are curled (Shingles refer to roofs with an overlapping structure)
If neighbours are getting new roofs or if your own roof is starting to approach the 2 decade mark
Dark streaks, often airborne algae
Spots where granules are missing (Granules refers to an often mistaken decorative mineral coat on roof tiles, although yes it is decorative they often are crucial to the structure of the shingles and can compromise the integrity of your roof)
We Can Transform Just About Any Roof Into A Perfect New Colorbond® Roof
With a 25-year Manufacturer ‘s Warranty on Materials & a 10-year Workmanship Warranty!
Colorbond Roofs have been tested in some of Australia’s harshest climactic conditions for the last 40 years. Designed to both last and look good!
Any Colorbond Roof replacement has a 25-year Manufacturer ‘s Warranty on the materials and a 10-year Workmanship Warranty, so you can rest assured that you are making the best possible investment.
Colorbond is made by taking Zincalume ( a Zinc and Aluminium alloy coating ) that delivers outstanding anti-corrosion performance and is lightweight, yet extremely strong. A conversion layer is applied to the surface to improved adhesion and then a polyester primer is baked on, followed by a top coat of specially developed, exterior grade paint which is again baked on. All ensuring maximum resistance to chipping, peeling or cracking. Colorbond Roofing is manufactured in Australia, so not only do you protect your home, you are supporting the Australian economy. There are 22 colours available.
We prepare your roof by stripping off the old roofing material and then fitting new Timber Battens to ensure a straight finish. A Heavy-duty Anti-condensation Blanket is then laid and the Colorbond roof sheeting goes over the top. The entire roof is then made watertight with custom-made Flashings, Roll Top Ridge Capping and Valley Gutters as needed. We can also install Skylights and Whirlybirds. The entire process can take 2 to 5 days depending on the size and complexity of your roof.
We will ensure that your roof is left weatherproof each night, as well as making sure the area is clean and any materials are put out of the way so that there are no unexpected surprises.
To ensure that you get the best service, we provide our most experienced technicians to inspect and quote on your roof. They are always happy to answer any questions that you may have and to explain the process.
It can be very difficult for you to know for sure if your roof is damaged in any way. Perhaps you have a leak and even then it could just be leaking into your roof space, how are you to really know? Unfortunately, it is a problem for a lot of houses and they are taking on water damage and other problems without them ever knowing. The best way you can know is to actually get up on your roof and check it out yourself, and this can be daunting. If you own a ladder you should get up and have a walk around, obviously be very careful or get someone who would be confident up on the roof to go up for you. While you are up there, there are a bunch of things you should be looking out for.
What to look for
On a tiled roof make sure you are only stepping on the bottom of each tile as you walk around. You will be looking for any cracks in your tiles or maybe even a whole sections of tile that are broken. If you take your time looking as you walk around the roof and find out just how many of your roof tiles are broken. For a shingled roof keep an eye out for shingles that are curled or buckling, also check to see if any shingles are losing granules which may mean the shingles are nearing the end of their life.
Remove any branches that could be dropping leaves into your gutters and blocking down pipes. Ask you local tree lopper for a quote to ensure your roof is free from any potential damage from falling branches.
Have a good look around the valleys on your roof (the area that lets the water run down the corners of the roof) look around them for any damage or debris, you also want to check down the sides of the valleys and make sure there is no way water can get through. The valleys are one of the most important areas of your roof, snow and rain flow through them so you definitely do not want them to be compromised in any way.
The chimney on your roof (if you have one) can be another problem area, that and any surface next to a wall. Make sure you have a good look around these areas, any flashing around the roof needs to be undamaged and secure. Make sure it is all looking OK. If you have access to your roof space that can be a good way of looking for any light that is showing through. One other thing that you can do while walking around your roof is just to make sure it all feels secure, any spongy feeling underfoot may indicate damage to the battens in your roof.
Overall I would not be worrying about your roof on a newer house, but most houses people are living in are at least 10 years old. Any house that is starting to get 10 years old or older will probably start to have problems with their roof. If your roof is at this stage it can definitely be a good idea to hire a professional to come in and have a look around. It’s cost effective to have your roof pressure cleaned and re painted rather than paying for a new roof installation.
Leaking roofs can cause damage to carpets and flooring so it’s important to get an experienced carpet cleaner to assess and damage and remove any water that remains in the carpet.
A lot of self-proclaimed DIY experts would make the cardinal error by laying down the initial batch of shingles in the wrong place. Think about it like this, the initial batch of shingles is what gives the sturdiness to the whole structure; it is basically like the strong foundation you lay before starting work on the pillars. But in most cases, people tend to commit this grave error and then inherit a foundation that isn’t capable of holding on to the weight of the structure.
Slope needs to be determined according to the type of roof material that you are going for along with the structural capability of the roof. The best choice is to get in the help of an expert to design your slope so that no grave error of any kind occurs. If you overlook this particular aspect of roof construction, all of your hard work can come tumbling down in no time at all. Leading you to spend a lot more in terms of refurbishment costs and in terms of relaying the roof.
You have to nail them down. A lot of poorly constructed roofs lose shingles and water seeps into the cracks because of poorly fixed material. The nails need to be appropriately placed to ensure that there is no gap for water to enter, which might, in turn, lead to mold formation. Experts suggest that you should use at least four nails for each shingle. Remember that cost-cutting is not an excuse for improper nail placement because at the end of the day if financing a proper roof is your major issue, then it makes no sense whatsoever to compromise on nailing them shingles down.
Moisture formation is one of the major reasons why roofs begin to erode and fail. Moisture leads to the growth of mold, which can then lead to erosion of shingles. What you need to do, is to provide enough ventilation through the attic and the ceiling. If there is no ventilation, the air along with the moisture will be stuck in the roof, with no place to go, they will cause the shingles to erode and crack.
The final thing to keep in mind is to not allow improper shingle exposure to become your downfall. Shingles need to be exposed to allow pockets of air to escape, but too much exposure and you are looking at a sub-par installation work. Talk to the experts or visit their website https://www.roofersbrisbane.com/
Duration: The Asphalt Roll roof will last a minimum of 5 years and up to a maximum of 10 years.
Should you use it? Not really, unless it is a side project that you are working on. It is easy to install but can cause a lot of maintenance issues. Hence Asphalt roll roofs are rarely seen on houses or apartment building. Sheds and temporary storage units are the most common units with this sort of installation.
How do you make it last longer? The Asphalt Roofing system can become a pain, and there is very little that you can do about it; the only way to increase the lifespan of the roof made of asphalt roll is to ensure that the roof is free of debris.
Composite Shingle Roof
Duration: The Composite shingle roof is one of the most common types of roofing system as it stands for a minimum of 15 years and if well maintained, can last for up to 50 years.
Should you use it? The essential thing is to understand that not all composite shingle roofs last for 50 years. Only the premium quality ones do, and that can be a shock really to a lot of house owners. Composite shingle roofs are cheap to install, and thus a lot of house owners go down this path thinking that they are installing a roof that will last 50 years. But not all composite shingle roofs make it beyond 15.
How do you make it last longer? The important thing is not to get overzealous and power wash your roof; that can greatly damage your roof. The important thing is to look out for moss growth and get rid of it as soon as you spot moss formation on the roof. Also consider a house painter who can also reseal and paint your roof.
Duration: The slate roof is by far the best roofing material, and it is said to last for over a hundred years.
Should you use it? Did you know that slate roofs that were placed when Shakespeare was alive are still standing due to how durable they are? You should use it if you have a property that you have no plans of refurbishing anytime soon or have plans to move elsewhere after a period of time. They are perfect for all roofs, but require special installations to support the weight of the slabs and can thus be expensive and time-consuming to install.
How do you make it last longer? Two things are vital to prolonging the life of the slate roof. Firstly, replace slabs if they are broken or have cracks on them. Secondly, if the copper flashings turn dark or black, then it is time that the flashings were replaced. Roof repairs should be done by an experienced roofing company to ensure you get a quality installation that will last for years.
Why love it?
It was such a great experience working with Addison Kiwanis. Their estimate was accurate, and I did not have any problem with the service they provided.
William K. Cloutier
The team was of great help in improving the curb appeal of my home. They provided the best combination of style and efficiency for an affordable price.
Jane J. Perea
Ready to try it?
If you are looking for a Roof Repairs to make your place stand out, look no more. Addison Kiwanis is here to help.